Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your risk tolerance. Long-term relationships that encourage open, honest communication have been the cornerstone of my foundation of success.
Possibilities: Meaningful life planning always begins with finding your first success where you are. As possibilities always concern the future, they are acts of faith and one of the primary ways that we can see God at work in your financial affairs. A goal or possibility is not a goal and simply not possible until it is measured by amount and time period.
LIFESTYLE: The Bible does not define an appropriate lifestyle. Lifestyle is determined by each family. Financial contentment does not result from a particular lifestyle, but rather, from living within the means of God's provision.
PRINCIPLES OF FINANCIAL SUCCESS: The five principles of financial success are:
Spend less than you earn - Proverbs 13:11
Avoid the use of debt - Proverbs 22:7
Build liquidity - Proverbs 6:6-8
Set long-term goals - Philippians 3:14
Believe that God owns it all - Psalm 24:1
In the 1970's when the ministry of Christian Financial Concepts began, there was not a lot of study material focusing on hoow belivers could serve God through the responsible use of money.
But even today there is a lot of interest in what the Bible says about the everyday aspects of money, poverty and wealth. There is so much religious folklore in the financial realm that few Christians understand what is from God's Word and what is not.
There are over 700 direct passages in the Bible, along with hundreds more indirect references. Nearly two-thirds of Jesus' parables deal with the use of money. He equated the ability to manage financial resources with the ability to manage spiritual resources.
It will be much more valuable to you as our client to help them be successful with the money they have buy making wise financial decisions.
He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much. Therefore if you have not been faithful in the use of unrighteous wealth, who will entrust the true riches to you? (Luke:10-11)
My hope is that as a result of our partnering with you, the client, you have true contentment, gain absolute peace from the Lord in the area of finances, because that's what God promises in His Word. For far too long , Christians have pretended that they have no financial problems, which of course is nonsense. The truth is that finances are major "war zones" in our battle against Satan and the world's thinking. We are subject to the same temptations and attacks as nonbelievers. It is only through obedience to God's Word and His blessing that we can escape those attacks and trappings. But how can we experience God's blessing if we don't understand His Plan? We can't! So are you ready to learn God's Principles of Finance?
INVESTMENTS: Investments are a tool one uses to accomplish financial objectives and are not an end-all solution; margin is important in every plan.
INCOME TAXES: Scripture commands that people pay their taxes. Taxes should never be a source of cash-flow problems, as they can always be adequately planned for.
LIFE INSURANCE: Life insurance should play an integral part in any financial plan, and buying it does not demonstrate a lack of faith but rather prudent planning.
WEALTH TRANSFER: Wealth transfer differs from estate planning in that it begins during one's lifetime, and it considers the impact on the beneficiary as its primary objective. A beneficiary should never be surprised by the steward's decisions. It is the last stewardship decision that God allows the steward to make.
TRAINING CHILDREN: It is by faith, with commitment, that a parent trains a child in the principles and skills of money management. Both money and wisdom can be left to children, but wealth left without wisdom can have dire consequences on future generations.
